Keeping track of every coffee, grocery run, and utility bill can feel like a full-time job. Most people fail at budgeting because manual data entry is tedious and easy to forget. MoneyRoo changes this dynamic by leveraging artificial intelligence to handle the heavy lifting for you.

In this guide, you will learn:

How to use the AI scanner to capture physical receipts and digital PDFs.
The best way to categorize expenses automatically for better budget tracking.
How to sync these transactions across your bank, cash, and card accounts.

Step 1: Access the MoneyRoo Scanner

Open the MoneyRoo app on your mobile device. From the main dashboard, look for the "+" (Add Transaction) button located at the bottom of the screen. Instead of typing in the details manually, select the "Scan Receipt" icon.

MoneyRoo gives you two primary options:

Camera Mode: Use this for physical paper receipts from stores or restaurants.
Upload Mode: Use this to import digital receipts or bank statements saved as PDFs or images on your phone.

Step 2: Capture and Process the Transaction

If you are scanning a physical receipt, ensure you are in a well-lit area. Point your camera at the receipt, making sure all four corners are visible, and snap the photo. For digital files, simply select the document from your gallery or files.

Once the image is uploaded, MoneyRoo’s AI-powered engine begins extracting data. Within seconds, the app will automatically identify:

The Merchant Name (e.g., Starbucks, Walmart).
The Total Amount including tax.
The Date and Time of the transaction.
The Currency used.

Step 3: Verify and Assign to an Account

After the AI extracts the details, a summary screen will appear. Review the information to ensure accuracy. While the AI is highly precise, it is always good practice to double-check the total.

Next, assign the expense to the correct MoneyRoo Account. You can choose from:

Bank/Card Accounts: For transactions made via debit or credit.
Cash Wallet: For out-of-pocket spending.
Savings: If the transaction represents a transfer toward one of your financial goals.

Pro Tip: If the AI recognizes a recurring vendor, MoneyRoo will suggest the appropriate Category (like "Food & Drink" or "Transport") based on your previous habits.

Step 4: Save and Sync with Your Budget

Once you hit "Save," the transaction is instantly logged into your full transaction history. Because MoneyRoo features a real-time dashboard, this expense will immediately reflect in your Category-Based Budget.

If you have set a monthly limit for a specific category, you can see how this latest scan affects your remaining balance. The AI scanner ensures that no "hidden" expenses slip through the cracks, giving you a 100% accurate view of your financial health.

What to Expect Next

By consistently using the AI scanner, you will notice that MoneyRoo begins to predict your spending patterns. Over time, your Dashboard Charts will provide deeper insights into where your money goes, and your Savings Goals will update with more accurate estimated completion dates. You can also export these scanned details later if you need them for tax purposes or business reimbursements.

Stop letting manual entry hold you back from financial clarity. Open MoneyRoo today, scan your first receipt, and take the first step toward effortless expense tracking.